Are “Buy Nothing” Weeks/Months/Years Constructive Exercises Or Short Term Fixes?

Posted on June 29, 2007 - Filed Under Unexpected Expenses, Saving, Spending | 6 Comments

I have seen many blogs and personal finance writers covering people doing a “Buy Nothing” period of time.  It is often a week or month long, but I have seen as long as a year.  The criteria ranges from insanely strict (no electricity and toliet paper or same dress for a year) to liberal (no spending on […]

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Top Six Financial Traps To Avoid

Posted on June 28, 2007 - Filed Under Unexpected Expenses, Financial Planning, Saving, Spending | Leave a Comment

The simplest way to avoid debt is to earn more than you spend.  Over time you will create savings and avoid the following financial traps.  For most of us controlling expenses is easier said than done, and requires discipline, diligence, and education.  But you have to start somewhere, even if it is at the very bottom.  Frequently I see […]

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American Express Business Gold Rewards Credit Card Offer Gives $250 Or Roundtrip Airfare

Posted on June 27, 2007 - Filed Under Credit Cards | Leave a Comment

The American Express Business Gold Rewards Card is offering 25,000 membership rewards bonus points up front which is redeemable for a round trip airfare or $250 gift certificate.  If you have a solid credit score and are not financing anything in the short term this is a pretty good deal.  The card comes with a $125 […]

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Carnival of Personal Finance: 106th Edition

Posted on June 26, 2007 - Filed Under Carnival of Personal Finance | Leave a Comment

The Carnival of Personal Finance is hosted this week at The Digerati Life with an “epic journey” theme.  Some picks that caught me eye include:

Financial Blogs: The Making of Efficient Markets. Interesting concepts and a good read for every personal finance blog publisher or reader.
Japan Standard of Living - MoneyNing Style.  This posts brings back a […]

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Condo-Hotel Concept: Is It Worth Checking Out?

Posted on June 26, 2007 - Filed Under Real Estate, Net Worth, Rental Property, Investing | 3 Comments

 
Living in a high tourism area like Orlando, Florida the condo-hotel concept has been marketed heavily here.  A few years ago the newspaper would have an article on a new condo-hotel being planned at least once a month it seemed.  New development has tapered off but there are still a significant amount of condo-hotels completed or […]

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Listen To Dave Ramsey For Free

Posted on June 25, 2007 - Filed Under Relationships and Money, Financial Planning, Saving, Spending | Leave a Comment

I recently stumbled across this website that will allow you to listen to Dave Ramsey for free by downloading or streaming. I have found Dave Ramsey show to be entertaining as well as educational.

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Planning A Budget For Our South Florida Vacation

Posted on June 23, 2007 - Filed Under How To, Financial Planning, Spending | Leave a Comment

 
My girlfriend and I are planning to take a road trip this Fall to South Florida for our annual vacation.  Even though we live in Orlando, which is technically Central Florida, we rarely go down south and are making a point to check it out fully this vacation.  I have not been to Key West since […]

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Carnival of Personal Finance: Greatest Hits Edition

Posted on June 22, 2007 - Filed Under Carnival of Personal Finance | Leave a Comment

JD at GetRichSlowly hosted the latest Carnival of Personal Finance: Greatest Hits Edition.  Very cool intro with a music theme and the post becomes an informative archive of the best personal finance articles over the last two years the Carnival has been in existence.  Here are some of the posts that I found interesting:

Spend Your […]

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Secret History of the Credit Card From Frontline And The NY Times

Posted on June 21, 2007 - Filed Under Credit Cards | Leave a Comment

I recently stumbled across this report and found it insightful and a must see/read.  Frontline and the New York Times collaborated on a report on the intricacies of credit cards.  The report was produced in 2004, and remains as prevalent now as when it was initially released.  The Frontline video footage can be viewed for free online. 

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Wal-Mart Entering Into Financial Services Market

Posted on June 20, 2007 - Filed Under Banking, Financial Planning | 3 Comments

Wal-Mart (WMT) announced they will be entering into financial and banking services market in an effort to “help Americans save money and live better.”  They will be offering check cashing, money orders, bill payment and money transfers in addition to a Wal-Mart MoneyCard.  The MoneyCard, a reloadable and prepaid VISA card, functions similar to a checking […]

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