HSBC Online Savings Account Interest Rate Reduced to 4.50%

Posted on September 28, 2007 - Filed Under Banking, Saving | Leave a Comment

I was sent an email today informing me the HSBC online savings account interest was reduced today to 4.50% from 5.05%
We are writing to let you know HSBC Direct has adjusted your Online Savings Account interest rate to 4.50% APY*.
This rate remains among America’s highest, at 10× the national savings average**—so you can continue to […]

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Carnival of Personal Finance: 119th Edition

Posted on September 26, 2007 - Filed Under Carnival of Personal Finance | Leave a Comment

The 119th Edition of the Carnival of Personal Finance was posted on Monday with tons of content.  Check out some of the articles that caught my attention:

Review of Mint.com.  I am curious to see how this Web 2.0 financial app works out. I tried it a few days after it came out and was impressed […]

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House Swapping: Fad or Possibility

Posted on September 21, 2007 - Filed Under Real Estate, Saving, Spending | 3 Comments

House swapping is the increasingly popular activity involving two homeowners staying at each other’s houses for a set period, typically allowing both to vacation gaining a more authentic experience for a low cost.  Homeowner A would live in Home B for a time period, while Homeowner B lives in Home A. 
I have seen this growing in popularity […]

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10 Ways To Correctly Manage A Credit Card

Posted on September 20, 2007 - Filed Under Credit Cards | 4 Comments

Credit cards are one of the biggest risks we take in personal finance.  They add exceptional convenience to our lives, but one missed payment gives the company the right to have interest rates skyrocket and give your credit score a hit.  However, there are steps that can be taken to ensure your credit stays intact and […]

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Festival of Frugality: 92nd Edition

Posted on September 19, 2007 - Filed Under Festival of Frugality | 3 Comments

The 92nd Edition of the Festival of Frugality is out at No Credit Needed.  Lots of relevant content this week spanning numerous categories of personal finance.  Take a look at some of the highlights that caught my attention:

How To Save On Realtor Fees.  Always negotiate realtor fees.  I did not fully understand this concept and […]

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Carnival of Personal Finance: 118th Edition

Posted on September 18, 2007 - Filed Under Carnival of Personal Finance | Leave a Comment

The 118th edition of the Carnival of Personal Finance was released by Money, Matter, and More Musings and has tons of great content.  Check out some of the posts that caught my attention:

 A Look at Salary Data (from an MBA perspective).  Interesting and well researched numbers documenting salary in relation to gaining an MBA. I […]

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Whirlwind Trip To Chicago

Posted on September 16, 2007 - Filed Under Extra | 1 Comment

Went to Chicago on a quick weekend trip for a friend of the family’s wedding.  Having not been there since I was a very young kid it was interesting checking out the sites on a really quick tour of the city.  Definitely looking forward to spending some more time there and checking out the sites […]

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Prepayment Penalty On Mortgages

Posted on September 14, 2007 - Filed Under Loans, Debt, Real Estate, Credit Report, Unexpected Expenses | 1 Comment

There are certain times when you come across blatantly obvious unethical tactics used by corporate America to squeeze out more profit by misleading consumers.   One of the most sinister tactics of the subprime loan industry was the burying of a prepayment penalty in the mass of documents signed at a house closing.  FreddieMac describes a prepayment penalty as “an option that […]

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6 Small Businesses I Should Have Started In College

Posted on September 13, 2007 - Filed Under Entrepreneurship, Income | 4 Comments

In college I had a lot of free time.  I was one of the lucky ones that after serving four years in the Marines received the GI Bill to go to college.  It was enough money that by going to a state school I could live very comfortably off the money.  The free time was great, […]

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HOW TO: Earn $450 In 15 Minutes

Posted on September 12, 2007 - Filed Under Credit Cards, How To | Leave a Comment

Credit card bonuses are becoming bigger than ever.  With some organization and a little understanding of the system it can be pretty simple to gain a decent amount of gift cards or cash.  These rewards are a lot better than that T-shirt you usually get at a college or pro sports game.  Keep in mind that if […]

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