HOW TO: Earn $450 In 15 Minutes

Posted on September 12, 2007

Credit card bonuses are becoming bigger than ever. With some organization and a little understanding of the system it can be pretty simple to gain a decent amount of gift cards or cash. These rewards are a lot better than that T-shirt you usually get at a college or pro sports game. Keep in mind that if you are planning to use your credit for a major purchase like a home soon you may want to wait until after the purchase before apply for a few new cards. Here is a way to get $450 from credit card introductory offers:

American Express Business Gold Rewards Card

What you get: 25,000 bonus points equating to a $250 gift card at many major retailers or a $125 credit on your statement.
Annual Fee: Waived for the first year and then $125 after that.
Extras: Car Rental Loss and Damage Insurance, Return Protection, Travel Accident Insurance Policy, No pre-set spending limit
Note: Any one can apply for this card, not just businesses.

One from American Express
One from American Express®

What you get: $50 jump start
Annual Fee: Waived for the first year and $35 after that.
Extras: The Savings AcceleratorSM Plan contributes 1% of eligible purchases into an FDIC-insured High-Yield Savings Account in your name.

The Knot Credit Card from American Express

What you get: $50 gift card
Annual Fee: None
Extras: Exclusive Welcome Gift: Plan every detail of your wedding with The Knot Wedding Planning Kit, including The Knot wedding binder, where you can manage wedding ideas, budgets, guest lists, to-do’s and more.

Starwood Preferred Guest Credit Card from American Express
Starwood Preferred Guest® Credit Card from American Express®

What you get: $10,000 points or $100 in gift cards
Annual Fee: First year waived and $45 after that.
Extras: Earn one Starpoint for every dollar of eligible spending and double Starpoints at participating Starwood properties and retail outlets.

Men used to their free business cards may actually be over-using their credit card. To apply for a credit card, you don’t need to show much documents, but to get out of a tiff involving you card, you may be force to do a lot more. This is why banking people favor insurance quote before the actual deal and this is why card consolidation is not a good debt solution at all.

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