How Much Risk Tolerance Can You Handle?
Posted on August 29, 2007 - Filed Under Financial Planning, Bonds, Investing, Stocks | 1 Comment
A certain amount of risk tolerance in personal finance is necessary. You would have far less if you invested your retirement fund in a savings account earning four percent interest for thirty years as opposed to a Fortune 500 index fund earning a conservative average of eight percent. We have all seen the graphs depicting the […]
Read More..>>If It’s Broke, Fix It!
Posted on August 27, 2007 - Filed Under Credit Cards, Credit Repair, Credit History, Financial Planning | Leave a Comment
This is a sponsored post from FinWeb.com - The Independent Financial Portal.
Let’s talk for a moment about money, your money. Always a popular subject, right? Or is it? Are the two of you getting along, or do you see so little of your money anymore that you barely recognize it? If that’s the case, you’re […]
Financial Mistakes I Have Committed
Posted on August 23, 2007 - Filed Under Debt, Financial Planning, Spending | 2 Comments
Everybody has made financial mistakes. Personal finance is a complex and broad subject matter with countless variables and decisions. I found it interesting reading interviews with some of the top personal finance authors and hearing their financial mistakes. Liz Pulliam Weston talks about carrying a credit card balance as well as holding onto underperforming, high expense mutual funds. Suze Orman states […]
Read More..>>Upgrading Your Home: Want vs. Need
Posted on August 22, 2007 - Filed Under Real Estate, Loans, Home Savings, Relationships and Money, Financial Planning, Spending | 5 Comments
How do you know when it is time to upgrade your house? The average length of time spent in a home seems to have decreased over the years. I know very few people my age that do not move a few times before settling down, along the way buying and selling a couple of homes. […]
Read More..>>The Golden Rule of Personal Finance
Posted on August 18, 2007 - Filed Under Debt, Financial Planning, Saving, Spending | Leave a Comment
Personal finance can be overwhelming and confusing. With all the pitfalls and intricacies along the way it takes time, experience, and education to understand it all. But to simplify the point of everything this personal finance blog has written and condense it into one sentence it would be as follows: The simplest way to live […]
Read More..>>How Much Is Enough In Silicon Valley?
Posted on August 6, 2007 - Filed Under Relationships and Money, Net Worth, Financial Planning, Saving, Income, Spending | Leave a Comment
For many Silicon Valley millionaires the sky is the limit. Their neighbors drive six figure cars and live in seven figure houses. Keeping up with the Jones’ in Silicon Valley has become out of control. In this weekend’s NY Times article entitled “In Silicon Valley, Millionaires Who Don’t Feel Rich”, the working class of the small […]
Read More..>>Excellent Personal Finance Blog Post By Liz Weston
Posted on July 25, 2007 - Filed Under Blogging, Financial Planning, Saving, Spending | 1 Comment
Rarely do I find a post on anyone’s blog to dedicate a single post to it. However, after browsing Get Rich Slowly in my RSS reader I came across this post. Liz Weston is writing a guest post for JD discussing whether she follows her own personal finance advice or not. According to Nielsen/NetRatings Liz Weston […]
Read More..>>6 Things To Know About Your Disability Insurance
Posted on July 11, 2007 - Filed Under Insurance, Financial Planning, Income | Leave a Comment
I really did not even know what disability insurance was five years ago. While in college, and prior to entering the corporate world, there was little time to understand cumbersome topics such as “disability insurance.” But the older I get and with the prospect of having people rely on my income in the future, it can be wise […]
Read More..>>Lower Your Cable and Internet Bill Today
Posted on July 8, 2007 - Filed Under Home Savings, Financial Planning, Stocks | 2 Comments
I had a promotional price for cable and internet services through Brighthouse Cable (TimeWarner) for the past year that recently expired. The expiration of the promotional price caused my cable to go up by about $25 a month. Procrastinating a few months I paid the extra money and finally decided to give them a call […]
Read More..>>In Debt We Trust Documentary
Posted on July 5, 2007 - Filed Under Credit Cards, Credit Report, Financial Planning, Saving, Spending | Leave a Comment
I recently came across a new consumer debt/personal finance documentary, In Debt We Trust, that Netflix recommended to me after renting Maxed Out. I am unsure of which was produced first but they are very similar in content and structure. Consumer debt in America is a topic that can be discussed and analyzed endlessly in […]
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