Home Equity Declining Rapidly In America
Posted on July 3, 2007 - Filed Under Home Savings, Financial Planning | Leave a Comment
The notion of owning your home outright use to be a pinnacle of middle class American financial success. In today’s economy that thinking tends to be a thing of the past with people more concentrating on how much their home’s value increased in the past year and then taking a home equity loan out to tap […]
Read More..>>Top Six Financial Traps To Avoid
Posted on June 28, 2007 - Filed Under Unexpected Expenses, Financial Planning, Saving, Spending | Leave a Comment
The simplest way to avoid debt is to earn more than you spend. Over time you will create savings and avoid the following financial traps. For most of us controlling expenses is easier said than done, and requires discipline, diligence, and education. But you have to start somewhere, even if it is at the very bottom. Frequently I see […]
Read More..>>Listen To Dave Ramsey For Free
Posted on June 25, 2007 - Filed Under Relationships and Money, Financial Planning, Saving, Spending | Leave a Comment
I recently stumbled across this website that will allow you to listen to Dave Ramsey for free by downloading or streaming. I have found Dave Ramsey show to be entertaining as well as educational.
Read More..>>Planning A Budget For Our South Florida Vacation
Posted on June 23, 2007 - Filed Under How To, Financial Planning, Spending | Leave a Comment
My girlfriend and I are planning to take a road trip this Fall to South Florida for our annual vacation. Even though we live in Orlando, which is technically Central Florida, we rarely go down south and are making a point to check it out fully this vacation. I have not been to Key West since […]
Wal-Mart Entering Into Financial Services Market
Posted on June 20, 2007 - Filed Under Banking, Financial Planning | 3 Comments
Wal-Mart (WMT) announced they will be entering into financial and banking services market in an effort to “help Americans save money and live better.” They will be offering check cashing, money orders, bill payment and money transfers in addition to a Wal-Mart MoneyCard. The MoneyCard, a reloadable and prepaid VISA card, functions similar to a checking […]
Read More..>>Portrait of a Pentamillionaire
Posted on June 10, 2007 - Filed Under Net Worth, Financial Planning, Saving, Income, Stocks | Leave a Comment
SmartMoney.com recently had an article entitled, “Reaching the $5 Million Club Takes an Open Mind” in which research and marketing firm The Harrison Group paints the portrait of a pentamillionaire in today’s economy. With a net worth of $5 million you will be placed in the top 1% joining 930,000 others. 70% of these high […]
Read More..>>Problogger.net Top 5 Writing Project Final List
Posted on May 13, 2007 - Filed Under Blogging, Financial Planning | 9 Comments
Earlier this week I submitted an entry to Darren Rowse’s Top 5 Group Writing Project called Top Five Reasons To Start a Personal Finance Blog. The contest is now complete and there are over 800 entries on every subject possible. Take a look at the final list and select some of your favorites.
Here are a few […]
5 Personal Finance Spring Cleaning Things To Do Now
Posted on May 7, 2007 - Filed Under 401K, Financial Planning | 7 Comments
They always say spring is the time to clean up anything you have been neglecting over the past year. Everyone gets so busy now that we frequently procrastinate on some of the most important items. Here are five important spring cleaning things to do now for your personal finances:
Eliminate Private Mortgage Insurance (PMI). If you […]
Read More..>>7 Net Worth Killers
Posted on May 4, 2007 - Filed Under Net Worth, Financial Planning, Spending | 1 Comment
CNNMoney.com recently had an interactive feature that denoted the seven major net worth killers. These are larger than just buying that extra cappuccino or new shirt. Included in this lists are major choices that if not addressed can deteriorate financial well being especially during life transitions such as graduating college, starting a family, or entering […]
Read More..>>A Financial Meltdown Deconstructed
Posted on May 4, 2007 - Filed Under Financial Planning, Saving, Income, Spending | Leave a Comment
The Simple Dollar recently posted about his immediate reactions after coming to terms with the fact he had to change his spending habits and financial situation. By properly educating yourself and spending some time understanding where all your money is going, decision making will become much more clear to correct mistakes.
Read More..>>
