Upgrading Your Home: Want vs. Need
Posted on August 22, 2007 - Filed Under Real Estate, Loans, Home Savings, Relationships and Money, Financial Planning, Spending | 5 Comments
How do you know when it is time to upgrade your house? The average length of time spent in a home seems to have decreased over the years. I know very few people my age that do not move a few times before settling down, along the way buying and selling a couple of homes. […]
Read More..>>Lower Your Cable and Internet Bill Today
Posted on July 8, 2007 - Filed Under Home Savings, Financial Planning, Stocks | 2 Comments
I had a promotional price for cable and internet services through Brighthouse Cable (TimeWarner) for the past year that recently expired. The expiration of the promotional price caused my cable to go up by about $25 a month. Procrastinating a few months I paid the extra money and finally decided to give them a call […]
Read More..>>Home Equity Declining Rapidly In America
Posted on July 3, 2007 - Filed Under Home Savings, Financial Planning | Leave a Comment
The notion of owning your home outright use to be a pinnacle of middle class American financial success. In today’s economy that thinking tends to be a thing of the past with people more concentrating on how much their home’s value increased in the past year and then taking a home equity loan out to tap […]
Read More..>>Price Protectr: Price Protection Guarantee App
Posted on June 12, 2007 - Filed Under Financial Apps, Home Savings, Saving, Spending | Leave a Comment
I cannot tell you how many times I have been in the store and saw the item I purchased came with a price protection guarantee. Consistently I would tell myself I will check before the guarantee expires and see if there is a better price. I never end up doing it. I just came across this new […]
Read More..>>Selecting a Home Warranty
Posted on May 23, 2007 - Filed Under Home Savings | 3 Comments
When I bought my house about four years ago the realtor included a home warranty with the house. So for the first year I had a home warranty through Old Republic. I live in an older home (built in the 50’s) so I figured the warranty would be of some use. I was right and needed […]
Read More..>>Save the Planet and Lower Your Utility Bill
Posted on May 11, 2007 - Filed Under Energy Savings, Home Savings | 1 Comment
Having grown up in the era of recycling and conservation, I continually feel like I could be doing more to save energy. Watching my utility bill increase every year may also be a factor in wanting to find simple ways to cut back on energy consumption. I have talked about some ideas I had for home […]
Read More..>>Reducing Homeowners Insurance If Property Decreases In Value
Posted on May 2, 2007 - Filed Under Insurance, Home Savings, Unexpected Expenses | Leave a Comment
A question was posed today at work: If a home is worth less now than it was a few years ago (unlikely situation, but possible) can money be saved by reducing homeowners insurance to reflect this?
Answer: Most likely not. Homeowners insurance is replacement value, not market value. There should be enough insurance to rebuild your […]
10 Energy Saving Home Improvements
Posted on May 1, 2007 - Filed Under Energy Savings, Home Savings, Spending | 10 Comments
My girlfriend and I have made a hobby out of improving our house. We live in a small, ranch style house built in 1958. The house is structurally in great shape but is in need of updating and serious maintenance. We are a regular visitor to Home Depot and Lowes often consulting knowledgeable employees and window shopping all the […]
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