You Can Have Debt Relief
Posted on September 3, 2008 - Filed Under Credit Repair, Debt, Loans | Leave a Comment
We have all had blemishes on our credit in our lifetimes. For some it may be because of unforeseen medical bills which led to collection agencies calling on debts? Maybe you lost a job and went delinquent on car or house payments? Or maybe just after college your student loan payments came up faster [...]
Read More..>>Other Options When Refinancing a Loan through the VA
Posted on February 27, 2008 - Filed Under Loans | Leave a Comment
The following is a guest post:
If you are a veteran who is looking to refinance a specific type of loan that does not fall under the typical VA refinancing categories, you may still be able to refinance. The VA has two main types of refinancing loans. These are The Interest Rate Reduction Refinancing Loan (IRRRL) [...]
Prepayment Penalty On Mortgages
Posted on September 14, 2007 - Filed Under Credit Report, Debt, Loans, Real Estate, Unexpected Expenses | 1 Comment
There are certain times when you come across blatantly obvious unethical tactics used by corporate America to squeeze out more profit by misleading consumers. One of the most sinister tactics of the subprime loan industry was the burying of a prepayment penalty in the mass of documents signed at a house closing. FreddieMac describes a prepayment penalty as “an option that [...]
Read More..>>Upgrading Your Home: Want vs. Need
Posted on August 22, 2007 - Filed Under Financial Planning, Home Savings, Loans, Real Estate, Relationships and Money, Spending | 6 Comments
How do you know when it is time to upgrade your house? The average length of time spent in a home seems to have decreased over the years. I know very few people my age that do not move a few times before settling down, along the way buying and selling a couple of homes. [...]
Read More..>>Car Dealer’s Worst Nightmare: Cash or Pre-arranged Loans
Posted on August 9, 2007 - Filed Under Credit Report, Debt, Loans, Saving | 5 Comments
Car dealers can make up to 75% of their showroom profits on extras including arranging auto loans and leases, extended warranties, anti-rust coatings, tire and oil change plans according to a recent NY Times article. When borrowing through the dealership it is much easier for the dealer to persuade the buyer to roll up many [...]
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