Five Options In A Financial Worst Case Scenario
Posted on January 11, 2008 - Filed Under Unexpected Expenses, Emergency Fund, Saving | 1 Comment
So let’s say you get into a worst case scenario of not having enough money for a very urgent short term expense. What is the best route to take? Many personal finance blogs talk in depth about long term savings strategies and those are very important. An emergency fund of three months pay is a […]
Read More..>>Traditional Saving Is Back Again
Posted on October 15, 2007 - Filed Under Credit Cards, Saving | 1 Comment
With the possibility of a looming recession, a growing but volatile stock market, and a bursting of the housing bubble many have resorted to old fashioned saving again. It appears that the NY Times and other major media elements are making saving look appealing by writing numerous reports on the advantages.
Read More..>>HSBC Online Savings Account Interest Rate Reduced to 4.50%
Posted on September 28, 2007 - Filed Under Banking, Saving | Leave a Comment
I was sent an email today informing me the HSBC online savings account interest was reduced today to 4.50% from 5.05%
We are writing to let you know HSBC Direct has adjusted your Online Savings Account interest rate to 4.50% APY*.
This rate remains among America’s highest, at 10× the national savings average**—so you can continue to […]
House Swapping: Fad or Possibility
Posted on September 21, 2007 - Filed Under Real Estate, Saving, Spending | 3 Comments
House swapping is the increasingly popular activity involving two homeowners staying at each other’s houses for a set period, typically allowing both to vacation gaining a more authentic experience for a low cost. Homeowner A would live in Home B for a time period, while Homeowner B lives in Home A.
I have seen this growing in popularity […]
11 Money Tips For College Students
Posted on September 10, 2007 - Filed Under Saving, Income, Spending | 5 Comments
It’s September again and time for the fall semester to start back up, and yet again it makes me realize I have only been out of college for three years now. It seems like so much longer. Working for two small growth companies so much changes and evolves in a year, both for the company […]
Read More..>>Cheap Flights: AirFareWatchDog.com
Posted on September 4, 2007 - Filed Under Saving, Spending | 1 Comment
One of the major downsides of Expedia, Orbitz, and Travelocity is they only search the major codeshare airlines while excluding the smaller, cheaper, and regional options. I came across a new site, AirFareWatchDog.com that provides search options for locating fares on almost all airlines including JetBlue, Southwest, Spirit, and Allegiant plus many other smaller regional airlines. I […]
Read More..>>HOWTO: Flexible Spending Accounts (FSA) Deconstructed
Posted on August 20, 2007 - Filed Under Insurance, Unexpected Expenses, Saving, Spending | 6 Comments
Flexible Spending Accounts (FSA) have been something I never fully understood. They seemed complex, cumbersome, and although a good idea, were executed poorly. Over the years FSAs have become simpler and more convenient, allowing the user to have real savings without all the hassle. There are two types of FSAs: health care and dependent care. Health […]
Read More..>>The Golden Rule of Personal Finance
Posted on August 18, 2007 - Filed Under Debt, Financial Planning, Saving, Spending | Leave a Comment
Personal finance can be overwhelming and confusing. With all the pitfalls and intricacies along the way it takes time, experience, and education to understand it all. But to simplify the point of everything this personal finance blog has written and condense it into one sentence it would be as follows: The simplest way to live […]
Read More..>>Book Review: Affluenza - The All-Consuming Epidemic
Posted on August 14, 2007 - Filed Under Book Review, Net Worth, Relationships and Money, Saving, Spending | Leave a Comment
After seeing some other personal finance bloggers churn out book reviews like machines, I figured it was my turn to give a critique of a few of books. I will be posting more book reviews in the future, but today I just got finished with Affluenza: The All-Consuming Epidemic.
Affluenza is defined as “a painful, contagious, […]
Car Dealer’s Worst Nightmare: Cash or Pre-arranged Loans
Posted on August 9, 2007 - Filed Under Loans, Debt, Credit Report, Saving | 5 Comments
Car dealers can make up to 75% of their showroom profits on extras including arranging auto loans and leases, extended warranties, anti-rust coatings, tire and oil change plans according to a recent NY Times article. When borrowing through the dealership it is much easier for the dealer to persuade the buyer to roll up many […]
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