5 Simple Ways To Avoid ATM Fees
Posted on June 17, 2007 - Filed Under Banking, Spending | Leave a Comment
ATM fees have to be one of the worst ways to spend your money. It’s pure convenience. With a little planning there is no reason to ever pay an ATM fee again. Bankrate.com lists the current average ATM as $1.64, and continually rising each year. Using out of network ATMs will often cause the user […]
Read More..>>Price Protectr: Price Protection Guarantee App
Posted on June 12, 2007 - Filed Under Financial Apps, Home Savings, Saving, Spending | Leave a Comment
I cannot tell you how many times I have been in the store and saw the item I purchased came with a price protection guarantee. Consistently I would tell myself I will check before the guarantee expires and see if there is a better price. I never end up doing it. I just came across this new […]
Read More..>>Tips for Carrying a Credit Card Balance
Posted on June 11, 2007 - Filed Under Credit Cards, Credit Repair, Spending | 1 Comment
The first rule is to not carry a credit card balance. But let’s say for whatever reason you got yourself into a situation and now have an American average of $8000 of credit card debt. You are not alone. Six out of ten credit card users carry a balance from month to month according to Beth […]
Emergency Fund: Personal Finance Blog Archives
Posted on June 8, 2007 - Filed Under Emergency Fund, Saving, Spending | 2 Comments
Everyone that has read even a few personal finance blogs has come across the popular “How to Start an Emergency Fund” post. It’s typically an insightful read as you can learn a lot about the writer’s saving philosophy. Some say to save a modest amount (about $1000 or less) in an emergency fund and use a home […]
Read More..>>6 Ways to Save on Prescription Drugs
Posted on May 21, 2007 - Filed Under Unexpected Expenses, Spending | Leave a Comment
Prescription drugs can be one of the biggest unexpected costs out there, and if the drugs become part of a long term treatment plan it can be financially detrimental. By taking some time to evaluate your options upfront, you can save tons of money in the long run. Here are six tips on ways to save […]
Read More..>>HOW TO: Lower Your Pet Costs
Posted on May 10, 2007 - Filed Under How To, Spending | 4 Comments
Pet costs can be one of the biggest unexpected costs next to maybe unplanned auto and housing costs. Vet bills, medications, and clean up or repair due to them damaging items can all be surprisingly high when the final invoice is delivered. My girlfriend has a three year old cat and she moved in a few months […]
Read More..>>7 Net Worth Killers
Posted on May 4, 2007 - Filed Under Net Worth, Financial Planning, Spending | 1 Comment
CNNMoney.com recently had an interactive feature that denoted the seven major net worth killers. These are larger than just buying that extra cappuccino or new shirt. Included in this lists are major choices that if not addressed can deteriorate financial well being especially during life transitions such as graduating college, starting a family, or entering […]
Read More..>>The Spending Diaries
Posted on May 4, 2007 - Filed Under Income, Spending | Leave a Comment
New York magazine recently had an introspective look at spending among six New Yorkers from varying degrees of income. First, the feature starts out with the grad student living on 20K, then the junior professional on 50K, the mid-career fund-raiser on 150K, the investment banker on 700K, and finishes with the trader and his wife living on over one million. […]
Read More..>>A Financial Meltdown Deconstructed
Posted on May 4, 2007 - Filed Under Financial Planning, Saving, Income, Spending | Leave a Comment
The Simple Dollar recently posted about his immediate reactions after coming to terms with the fact he had to change his spending habits and financial situation. By properly educating yourself and spending some time understanding where all your money is going, decision making will become much more clear to correct mistakes.
Read More..>>10 Energy Saving Home Improvements
Posted on May 1, 2007 - Filed Under Energy Savings, Home Savings, Spending | 10 Comments
My girlfriend and I have made a hobby out of improving our house. We live in a small, ranch style house built in 1958. The house is structurally in great shape but is in need of updating and serious maintenance. We are a regular visitor to Home Depot and Lowes often consulting knowledgeable employees and window shopping all the […]
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